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Long Term Financing Overview 
(Acquisition and Refinance)

Loan Terms may vary based on:

Citizenship or residency status
Experience in U.S. Real Estate
U.S. Credit History
Property Location and
Characteristics
Engineer Reviewing Blueprint

High Level Terms

Asset Types

Loan-to-Value (LTV)

Interest Rate

Origination Fee

Underwriting Fee

60% – 80% of property value

Starting at 7%

1% - 3%

Starting at $1,000 (depends on deal size)

Single Family, 2-4 unit, Condos, Town homes, Multifamily

Loan Term

5 to 30 years with interest only options available

Prepayment Penalty

Two structures available (explained during process)

Minimum Loan Amount

$65,000

Process

Submit intake form and supporting documents

Receive and approve funding offer

Complete due diligence which includes appraisal, title, insurance and all required borrower and property documentation

Final underwriting and closing with title company

Typical Closing Timeline: 3-4 Weeks
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