Ground Up Construction Overview

Loan Terms may vary based on:

Citizenship or residency status

Experience in U.S. Real Estate

U.S. Credit History

Property Location and
Characteristics

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High Level Terms

Asset Types

Maximum Leverage

Interest Rate

Minimum Loan Amount

Loan Terms

Up to 90% Loan-to-Finished Cost (LTFC)
or 70% Loan-to-After-Repair Value (LTARV)

Starting at 11%

$100,000

12 or 18 months, with extension options available

Single Family, 2-4 unit, Condos, Town homes, Multifamily

Experience Requirement

Minimum of one completed ground-up construction project required. In some cases, first-time builders may be considered

Interest Reserve

Optional

Restrictions

Horizontal development not permitted

Process

Submit intake form and supporting documents

Receive and approve funding offer

Complete due diligence which includes appraisal, title, and all required borrower and property documentation

Final underwriting and closing with title company

Typical Closing Timeline: 2-4 Weeks